Dog insurance 2009

[bunn]

Last year I was somewhat horrified by Mollydog's insurance renewal at £280 (Axa), but eventually decided to pay it.

Today I have had Az's insurance renewal from Tesco. £471.12! And that's with a 5% discount!

Az is a lurcher, so should theoretically be cheaper to insure than Mollydog, as Az is a crossbreed and Mollydog has a pedigree. But then Molls is a year younger: Tesco are quoting based on Az being 10 years 3 months, though of course I don't have any proof of that.

I'm going to get a quote from Axa for Az (IF they'll take him, most companies don't let you switch once the dog is 8 or 9). If I can't get it down a bit, I'll look for something that just covers liability insurance and set up a savings account for him instead, and hope to have a few years more before he gets anything serious.

*edit - I checked Axa for Az, and by putting his excess up to £75 I got him down to £205 pa! That's more like it!

Comments

[helflaed.livejournal.com]

I was horrified recently that Magnus' excess is now £100.

[lil-shepherd.livejournal.com]

Our older cats all have an excess of around £100 - but, on the other hand, this is a multicat policy from Petplan we have held for yonks and includes teeth. Believe me, we claim for teeth more than anything else....

[helflaed.livejournal.com]

Same here and our last claim was, indeed, for teeth. Although it was our first dental claim.

[bunn.livejournal.com]

We had a spate of teeth warnings from the vet about 6-7 years ago, and changed their food. Since then it's all gone quiet on the teeth front, though I can't decide if that's just good luck.

We've been really lucky with our cats: it's been pretty much just vaccs and an occasional antibiotic for years. Though Footie didn't eat his breakfast this morning...